Hilton Honors American Express Surpass® Card
American Express · Hilton Points · Reward Points
This comprehensive guide covers the Hilton Honors American Express Surpass® Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Hilton Honors American Express Surpass® Card from American Express offers hilton points rewards redeemable as reward points. Top earning categories include 7x points at hilton hotels & resorts and more. Annual fee is $150 ($0 intro annual fee for the first year, then $150).
Best for: Travel, Dining, Grocery, General Online
Official product page → Official rules →
Waiver: $0 intro annual fee for the first year, then $150
Reward Rules
- 7 pts/$100 7x points at Hilton hotels & resorts
- 5 pts/$100 5x points at U.S. restaurants
- 5 pts/$100 5x points at U.S. supermarkets
- 3 pts/$100 3x points on other purchases
Important Notes
- 50,000 bonus points after $1,000 in purchases in first 3 months
- Automatic Silver status
- $250 annual Hilton resort credit
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Hilton Honors American Express Surpass® Card vs Similar Cards
- Blue Cash Everyday Card from American Express — 3% top rate · $0
- The Business Platinum Card from American Express — Reward Points · $695
- American Express® EveryDay® Credit Card — Reward Points · $0
Maximize Your Rewards
To earn the highest rewards, use the Hilton Honors American Express Surpass® Card for its bonus categories: Travel, Dining, Grocery, General Online, Electronics Accessories.