American Express® EveryDay® Credit Card
American Express · Reward Points · Reward Points
This comprehensive guide covers the American Express® EveryDay® Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The American Express® EveryDay® Credit Card from American Express offers reward points rewards redeemable as reward points. Top earning categories include 2x points at u.s. supermarkets and more. This card has no annual fee.
Best for: Grocery, Fuel, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 2 pts/$100 2x points at U.S. supermarkets (cap: $6,000)
- 2 pts/$100 2x points at U.S. gas stations (cap: $6,000)
- 1 pts/$100 1x points on all other purchases
Important Notes
- 10,000 bonus points after $1,000 in purchases in first 3 months
- Points earned at supermarkets and gas stations are capped after $6,000 per year then 1x
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
American Express® EveryDay® Credit Card vs Similar Cards
- Blue Cash Everyday Card from American Express — 3% top rate · $0
- The Business Platinum Card from American Express — Reward Points · $695
- American Express® EveryDay® Preferred Credit Card — Reward Points · $95
Maximize Your Rewards
To earn the highest rewards, use the American Express® EveryDay® Credit Card for its bonus categories: Grocery, Fuel, General Online, Electronics Accessories, Dining.