American Express® EveryDay® Preferred Credit Card
American Express · Reward Points · Reward Points
This comprehensive guide covers the American Express® EveryDay® Preferred Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The American Express® EveryDay® Preferred Credit Card from American Express offers reward points rewards redeemable as reward points. Top earning categories include 3x points at u.s. supermarkets and more. Annual fee is $95 (no annual fee waiver).
Best for: Grocery, Fuel, Online Retail, General Online
Official product page → Official rules →
Waiver: No annual fee waiver
Reward Rules
- 3 pts/$100 3x points at U.S. supermarkets (cap: $6,000)
- 2 pts/$100 2x points at U.S. gas stations (cap: $6,000)
- 2 pts/$100 2x points on eligible department store purchases
- 1 pts/$100 1x points on all other purchases
Important Notes
- 15,000 bonus points after $1,000 in purchases in first 3 months
- Points earned at supermarkets and gas stations are capped after $6,000 per year then 1x
- Points earned at department stores are capped after $6,000 per year then 1x
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
American Express® EveryDay® Preferred Credit Card vs Similar Cards
- Blue Cash Everyday Card from American Express — 3% top rate · $0
- The Business Platinum Card from American Express — Reward Points · $695
- American Express® EveryDay® Credit Card — Reward Points · $0
Maximize Your Rewards
To earn the highest rewards, use the American Express® EveryDay® Preferred Credit Card for its bonus categories: Grocery, Fuel, Online Retail, General Online, Electronics Accessories.