The Business Platinum Card from American Express

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The Business Platinum Card from American Express

American Express · membership_rewards · reward_points

Official product page →   Official rules →

Annual fee: $695
Waiver: No standard fee waiver

Reward Rules

  • 5 pts/$100 5x on flights and prepaid hotels via Amex Travel (cap: $25,000)
    Tags: Travel
    Channels: Amex Travel
  • 1.5 pts/$100 1.5x on eligible purchases in select business categories (shipping, advertising, tech) (cap: $20,000)
    Tags: Online Retail, General Online
  • 1 pts/$100 1x everywhere else
    Tags: Default, General Online, Electronics Accessories, Dining, Grocery, Fuel, Transit

Exclusions

  • 5x flights capped at $500,000 per calendar year (then 1x).
  • 1.5x business categories capped at $2,000,000 per calendar year.
  • Statement credits (Dell, Indeed, Adobe, wireless) and lounge access included — not modeled in scoring.

Lounge Access

Centurion Lounge access
any · Varies · Centurion Lounge
Complimentary access for cardholder and up to 2 guests.
Check the card provider website for current lounge list, guest policy, and eligibility terms.
Priority Pass Select lounge access
any · Unlimited · Priority Pass Select
Complimentary membership with unlimited visits for cardholder.
Guest visits require payment per guest.

The Business Platinum Card from American Express

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