American Express Gold Card
American Express · membership_rewards · reward_points
Official product page → Official rules →
Annual fee: $325
Waiver: No standard fee waiver; dining and Uber credits offset effective cost
Waiver: No standard fee waiver; dining and Uber credits offset effective cost
Reward Rules
- 4 pts/$100 4x at restaurants & delivery (cap: $2,000)
- 4 pts/$100 4x at U.S. supermarkets (cap: $1,000)
- 3 pts/$100 3x on flights booked directly
- 1 pts/$100 1x everywhere else
Exclusions
- 4x dining capped at $50,000 spend per calendar year.
- 4x U.S. supermarkets capped at $25,000 per calendar year; excludes Walmart, Target, and wholesale clubs.
- Monthly dining credits ($10/month at select partners) and Uber credits ($10/month) not modeled.
American Express Gold Card
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.