The Platinum Card from American Express
American Express · membership_rewards · reward_points
Official product page → Official rules →
Annual fee: $695
Waiver: No standard fee waiver; extensive credits offset fee for heavy travelers
Waiver: No standard fee waiver; extensive credits offset fee for heavy travelers
Reward Rules
- 5 pts/$100 5x on flights booked directly or via Amex Travel (cap: $25,000)
- 5 pts/$100 5x on prepaid hotels via Amex Travel
- 1 pts/$100 1x everywhere else
Exclusions
- 5x flights capped at $500,000 spend per calendar year.
- Prepaid hotel 5x requires booking via Amex Travel and excludes non-prepaid hotel bookings.
- No grocery or dining multipliers — poor choice for everyday spending.
- Numerous statement credits (Uber, Saks, airline, hotel, etc.) not modeled in transaction scoring.
Lounge Access
Centurion Lounge access
Priority Pass Select lounge access
Delta Sky Club access
Plaza Premium and Escape Lounges access
The Platinum Card from American Express
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.