Citi Strata Premier
Citibank · Reward Points · Reward Points
This comprehensive guide covers the Citi Strata Premier's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Citi Strata Premier from Citibank offers reward points rewards redeemable as reward points. Top earning categories include 10x on hotels, car rentals, and attractions via citi travel and more. Annual fee is $95 (no standard fee waiver).
Best for: Travel, Dining, Grocery, Fuel
Official product page → Official rules →
Annual fee: $95
Waiver: No standard fee waiver
Waiver: No standard fee waiver
Reward Rules
- 10 pts/$100 10x on hotels, car rentals, and attractions via Citi Travel
- 3 pts/$100 3x on air travel and hotels
- 3 pts/$100 3x on restaurants
- 3 pts/$100 3x on supermarkets
- 3 pts/$100 3x on gas stations and EV charging
- 1 pts/$100 1x everywhere else
Important Notes
- 10x Citi Travel rate requires booking through Citi Travel portal.
- $100 annual hotel credit in transaction scoring.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Citi Strata Premier vs Similar Cards
- Citi Custom Cash Card — Reward Points · $0
- Citi Double Cash Card — 2% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Citi Strata Premier for its bonus categories: Travel, Dining, Grocery, Fuel, Ev Charging.