Citi Custom Cash Card
Citibank · thankyou_points · reward_points
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 5 pts/$100 5% cash back on your top eligible spending category each billing cycle (cap: $500)
- 1 pts/$100 1% cash back on all other purchases
Exclusions
- Top category is automatically determined each billing cycle — no need to select.
- 5% earn capped at $500 spend per month in the top category (then 1%).
- Rewards are ThankYou Points; can combine with Citi Strata Premier for travel transfers.
Citi Custom Cash Card
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.