Citi Double Cash Card
Citibank · Cashback · Statement Credit
This comprehensive guide covers the Citi Double Cash Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Citi Double Cash Card from Citibank offers cashback rewards credited directly to your statement at 2%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend $1,000 on General online → earn $20 (2%) · 2% cash back on all purchases (1% when y
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 2% 2% cash back on all purchases (1% when you buy + 1% when you pay)
Important Notes
- 1% earned on purchase, additional 1% earned when payment is made — rewards credited as ThankYou Points.
- Rewards can be converted to ThankYou Points and transferred to travel partners if paired with a Citi Premier/Strata card.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Citi Double Cash Card vs Similar Cards
- Alliant Cashback Visa® Signature Card — 3% top rate · $0
- Alliant Platinum Visa® Card — 2% top rate · $0
- Blue Cash Everyday Card from American Express — 3% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Citi Double Cash Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.