Emirates Islamic Switch Card
Emirates Islamic Bank · Cashback · Statement Credit
This comprehensive guide covers the Emirates Islamic Switch Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Emirates Islamic Switch Card from Emirates Islamic Bank offers cashback rewards credited directly to your statement at 1%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend د.إ1,000 on General online → earn د.إ5 (1%) · 0.5% cash back on all purchases
Official product page → Official rules →
Annual fee: د.إ0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1% 0.5% cash back on all purchases
Important Notes
- No foreign transaction fees
- No annual fee
- No rewards tiers or category bonuses
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Emirates Islamic Switch Card vs Similar Cards
- ADCB SimplyLife Credit Card — 5% top rate · د.إ0
- Citi cashBack Card — 2% top rate · د.إ0
- Emirates Islamic Cash Back Plus Card — 5% top rate · د.إ0
Maximize Your Rewards
To earn the highest rewards, use the Emirates Islamic Switch Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.