ADCB SimplyLife Credit Card
Abu Dhabi Commercial Bank · Cashback · Statement Credit
This comprehensive guide covers the ADCB SimplyLife Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The ADCB SimplyLife Credit Card from Abu Dhabi Commercial Bank offers cashback rewards credited directly to your statement at 5%. Top earning categories include 5% cashback on groceries, dining & fuel and more. This card has no annual fee.
Best for: Grocery, Dining, General Online, Travel
Reward Examples
Spend د.إ1,000 on Grocery → earn د.إ50 (5%) · 5% cashback on groceries, dining & fuel
Spend د.إ1,000 on General online → earn د.إ10 (1%) · 1% cashback on everything else
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 5% 5% cashback on groceries, dining & fuel
- 1% 1% cashback on everything else
Important Notes
- 5% cashback capped at AED 300 per month per category.
- No annual fee card — very popular mid-range card in UAE.
- Cashback automatically credited to card account.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
ADCB SimplyLife Credit Card vs Similar Cards
- ADCB Etihad Guest Infinite Credit Card — Travel Miles · د.إ0
- ADCB Etihad Guest Platinum Credit Card — Travel Miles · د.إ0
- ADCB Etihad Guest Signature Credit Card — Travel Miles · د.إ0
Maximize Your Rewards
To earn the highest rewards, use the ADCB SimplyLife Credit Card for its bonus categories: Grocery, Dining, General Online, Travel, Online Retail.