Emirates Islamic Flex Card
Emirates Islamic Bank · Flex Points · Reward Points
This comprehensive guide covers the Emirates Islamic Flex Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Emirates Islamic Flex Card from Emirates Islamic Bank offers flex points rewards redeemable as reward points. Top earning categories include 3x points on groceries and more. This card has no annual fee.
Best for: Grocery, Dining, Fuel, General Online
Official product page → Official rules →
Annual fee: د.إ0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 3 pts/$100 3x points on groceries
- 3 pts/$100 3x points on dining
- 2 pts/$100 2x points on fuel
- 1 pts/$100 1x points on all other purchases
Important Notes
- No foreign transaction fees
- No annual fee
- No rewards tiers or category bonuses
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Emirates Islamic Flex Card vs Similar Cards
- Emirates Islamic Cash Back Plus Card — 5% top rate · د.إ0
- Emirates Islamic Etisalat Card — Travel Miles · د.إ0
- Emirates Islamic Platinum Cashback Card — 10% top rate · د.إ0
Maximize Your Rewards
To earn the highest rewards, use the Emirates Islamic Flex Card for its bonus categories: Grocery, Dining, Fuel, General Online, Electronics Accessories.