Emirates Islamic Cash Back Plus Card
Emirates Islamic Bank · Cashback · Statement Credit
This comprehensive guide covers the Emirates Islamic Cash Back Plus Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Emirates Islamic Cash Back Plus Card from Emirates Islamic Bank offers cashback rewards credited directly to your statement at 5% (up to د.إ5,000 per cycle). Top earning categories include 5% cash back on groceries and more. This card has no annual fee.
Best for: Grocery, Fuel, General Online, Electronics Accessories
Reward Examples
Spend د.إ1,000 on Grocery → earn د.إ50 (5%) · 5% cash back on groceries
Spend د.إ1,000 on Fuel → earn د.إ50 (5%) · 5% cash back on fuel
Spend د.إ1,000 on General online → earn د.إ10 (1%) · 1% cash back on all other purchases
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 5% 5% cash back on groceries (cap: د.إ5,000)
- 5% 5% cash back on fuel (cap: د.إ5,000)
- 1% 1% cash back on all other purchases
Important Notes
- 5% grocery capped at AED 10,000 per year then 1%
- 5% fuel capped at AED 10,000 per year then 1%
- No annual fee
- No foreign transaction fees
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Emirates Islamic Cash Back Plus Card vs Similar Cards
- ADCB SimplyLife Credit Card — 5% top rate · د.إ0
- Citi cashBack Card — 2% top rate · د.إ0
- Emirates Islamic Etisalat Card — Travel Miles · د.إ0
Maximize Your Rewards
To earn the highest rewards, use the Emirates Islamic Cash Back Plus Card for its bonus categories: Grocery, Fuel, General Online, Electronics Accessories, Dining.