Citi cashBack Card
Citi UAE · Cashback · Statement Credit
This comprehensive guide covers the Citi cashBack Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Citi cashBack Card from Citi UAE offers cashback rewards credited directly to your statement at 2%. This card has no annual fee.
Best for: General Online, Grocery, Dining, Travel
Reward Examples
Spend د.إ1,000 on General online → earn د.إ15 (2%) · 1.5% cashback on all purchases
Official product page → Official rules →
Annual fee: د.إ0
Waiver: No annual fee for first year; AED 525 thereafter
Waiver: No annual fee for first year; AED 525 thereafter
Reward Rules
- 2% 1.5% cashback on all purchases
Important Notes
- Flat 1.5% cashback with no category restrictions or caps.
- Cashback automatically credited to statement monthly.
- No annual fee for first year; most widely held cashback card in UAE.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Citi cashBack Card vs Similar Cards
- ADCB SimplyLife Credit Card — 5% top rate · د.إ0
- Emirates Islamic Cash Back Plus Card — 5% top rate · د.إ0
- Emirates Islamic Platinum Cashback Card — 10% top rate · د.إ0
Maximize Your Rewards
To earn the highest rewards, use the Citi cashBack Card for its bonus categories: General Online, Grocery, Dining, Travel, Online Retail.