Emirates Islamic RTA Card
Emirates Islamic Bank · Travel Miles · Reward Points
This comprehensive guide covers the Emirates Islamic RTA Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Emirates Islamic RTA Card from Emirates Islamic Bank offers travel miles rewards redeemable as reward points. Top earning categories include 10x points on rta (public transport) payments and more. This card has no annual fee.
Best for: Transit, Grocery, Dining, General Online
Official product page → Official rules →
Annual fee: د.إ0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 10 pts/$100 10x points on RTA (public transport) payments
- 3 pts/$100 3x points on groceries
- 2 pts/$100 2x points on dining
- 1 pts/$100 1x points on all other purchases
Important Notes
- Welcome bonus points
- No annual fee
- No foreign transaction fees
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Emirates Islamic RTA Card vs Similar Cards
- Emirates Islamic Cash Back Plus Card — 5% top rate · د.إ0
- Emirates Islamic Etisalat Card — Travel Miles · د.إ0
- Emirates Islamic Flex Card — Flex Points · د.إ0
Maximize Your Rewards
To earn the highest rewards, use the Emirates Islamic RTA Card for its bonus categories: Transit, Grocery, Dining, General Online, Electronics Accessories.