Citi Cashback Card
Citi Singapore · Cashback · Statement Credit
This comprehensive guide covers the Citi Cashback Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Citi Cashback Card from Citi Singapore offers cashback rewards credited directly to your statement at 2%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend S$1,000 on General online → earn S$16 (2%) · 1.6% cash back on all spend with no mini
Official product page → Official rules →
Annual fee: S$0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 2% 1.6% cash back on all spend with no minimum spending
Important Notes
- Simply 1.6% cash back with no minimum spend requirement.
- Cashback credited as statement credit monthly.
- No annual fee — good fee-free cashback card.
- One of the simplest flat-rate cashback cards in Singapore.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Citi Cashback Card vs Similar Cards
- Amaze Card by Instarem — 1% top rate · S$0
- American Express True Cashback Card — 2% top rate · S$0
- BOC Family Card — 10% top rate · S$0
Maximize Your Rewards
To earn the highest rewards, use the Citi Cashback Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.