American Express True Cashback Card
American Express Singapore · Cashback · Statement Credit
This comprehensive guide covers the American Express True Cashback Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The American Express True Cashback Card from American Express Singapore offers cashback rewards credited directly to your statement at 2%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend S$1,000 on General online → earn S$15 (2%) · 1.5% cash back on all purchases
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 2% 1.5% cash back on all purchases
Important Notes
- Simple 1.5% cashback on all spend with no minimum or categories.
- No annual fee.
- Cashback is credited automatically as statement credit.
- Amex acceptance in Singapore is good at major retailers and restaurants.
- Welcome bonus typically available for new cardholders.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
American Express True Cashback Card vs Similar Cards
- Amaze Card by Instarem — 1% top rate · S$0
- American Express HighFlyer Card — Reward Points · S$0
- BOC Family Card — 10% top rate · S$0
Maximize Your Rewards
To earn the highest rewards, use the American Express True Cashback Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.