Amaze Card by Instarem
Instarem (amaze) · Cashback · Statement Credit
This comprehensive guide covers the Amaze Card by Instarem's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Amaze Card by Instarem from Instarem (amaze) offers cashback rewards credited directly to your statement at 1%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend S$1,000 on General online → earn S$10 (1%) · 1% unlimited cashback on all transaction
Official product page → Official rules →
Annual fee: S$0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1% 1% unlimited cashback on all transactions
Important Notes
- No foreign transaction fees — uses Instarem mid-market exchange rates.
- Pairs with credit cards as a wallet — card charges go to linked credit card.
- No annual fee.
- Popular travel companion card for fee-free overseas spend.
- Digital-first prepaid card, not a credit card per se.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Amaze Card by Instarem vs Similar Cards
- American Express True Cashback Card — 2% top rate · S$0
- BOC Family Card — 10% top rate · S$0
- CIMB Visa Signature Card — 10% top rate · S$0
Maximize Your Rewards
To earn the highest rewards, use the Amaze Card by Instarem for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.