BOC Family Card
Bank of China Singapore · Cashback · Statement Credit
This comprehensive guide covers the BOC Family Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The BOC Family Card from Bank of China Singapore offers cashback rewards credited directly to your statement at 10% (up to S$25 per cycle). Top earning categories include 10% cash back on dining and groceries (with min s$600 spend) and more. This card has no annual fee.
Best for: Dining, Grocery, General Online, Electronics Accessories
Reward Examples
Spend S$10,000 on Dining → earn S$1,000 (10%) · 10% cash back on dining and groceries (w
Spend S$1,000 on General online → earn S$5 (1%) · 0.5% cash back on everything else
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 10% 10% cash back on dining and groceries (with min S$600 spend) (cap: S$25)
- 1% 0.5% cash back on everything else
Important Notes
- 10% cashback on dining and groceries capped at S$250 spend per month (max S$25 cashback).
- Requires minimum S$600 total spend per month to qualify for bonus cashback.
- No annual fee — popular supermarket and dining card.
- Family card tier structure provides enhanced rebates with family spend.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
BOC Family Card vs Similar Cards
- Amaze Card by Instarem — 1% top rate · S$0
- American Express True Cashback Card — 2% top rate · S$0
- BOC Elite Miles Card — Travel Miles · S$256.8
Maximize Your Rewards
To earn the highest rewards, use the BOC Family Card for its bonus categories: Dining, Grocery, General Online, Electronics Accessories, Travel.