BOC Elite Miles Card
Bank of China Singapore · Travel Miles · Reward Points
This comprehensive guide covers the BOC Elite Miles Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The BOC Elite Miles Card from Bank of China Singapore offers travel miles rewards redeemable as reward points. Top earning categories include 2.4 miles per sgd 1 on local spend and more. Cardholders receive lounge access at select airports. Annual fee is S$256.8 (waived for first year).
Best for: General Online, Dine, Grocery, Fuel
Official product page → Official rules →
Waiver: Waived for first year
Reward Rules
- 240 pts/$100 2.4 miles per SGD 1 on local spend
- 300 pts/$100 3 miles per SGD 1 on overseas spend
Important Notes
- 2.4 miles/SGD locally, 3 miles/SGD overseas — competitive earn rates.
- Miles transfer to KrisFlyer, Asia Miles and other airline partners.
- Priority Pass lounge access included.
- No foreign transaction fees.
- Annual fee waived for first year.
Lounge Access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
BOC Elite Miles Card vs Similar Cards
- BOC Family Card — 10% top rate · S$0
- Citi PremierMiles Visa Card — Travel Miles · S$214
- DBS Altitude Visa Signature Card — Travel Miles · S$214
Maximize Your Rewards
To earn the highest rewards, use the BOC Elite Miles Card for its bonus categories: General Online, Dine, Grocery, Fuel, Transit.