BOC Elite Miles Card

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BOC Elite Miles Card

Bank of China Singapore · Travel Miles · Reward Points

This comprehensive guide covers the BOC Elite Miles Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The BOC Elite Miles Card from Bank of China Singapore offers travel miles rewards redeemable as reward points. Top earning categories include 2.4 miles per sgd 1 on local spend and more. Cardholders receive lounge access at select airports. Annual fee is S$256.8 (waived for first year).

BOC Elite Miles Card — Bank of China Singapore credit card

Best for: General Online, Dine, Grocery, Fuel

Official product page →   Official rules →

Annual fee: S$256.8
Waiver: Waived for first year

Reward Rules

  • 240 pts/$100 2.4 miles per SGD 1 on local spend
    Tags: Default, General Online, Dine, Grocery, Fuel, Transit, Online Retail
  • 300 pts/$100 3 miles per SGD 1 on overseas spend
    Tags: Travel

Important Notes

  • 2.4 miles/SGD locally, 3 miles/SGD overseas — competitive earn rates.
  • Miles transfer to KrisFlyer, Asia Miles and other airline partners.
  • Priority Pass lounge access included.
  • No foreign transaction fees.
  • Annual fee waived for first year.

Lounge Access

Priority Pass Select lounge access
any · Varies · Priority Pass Select
Complimentary lounge visits included for cardholder.
Check the card provider website for current lounge list and guest policy.

How to Apply

  • Apply online: Official application page →
  • Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
  • Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.

BOC Elite Miles Card vs Similar Cards

Maximize Your Rewards

To earn the highest rewards, use the BOC Elite Miles Card for its bonus categories: General Online, Dine, Grocery, Fuel, Transit.

Last updated: 2026-09-11 · Author: RewardRoute Editorial Team