Citi Rewards Card
Citi Singapore · Reward Points · Reward Points
This comprehensive guide covers the Citi Rewards Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Citi Rewards Card from Citi Singapore offers reward points rewards redeemable as reward points. Top earning categories include 4 miles per sgd 1 on online shopping and more. Annual fee is S$192.6 (waived for first year).
Best for: Online Retail, General Online, Dining, Grocery
Official product page → Official rules →
Annual fee: S$192.6
Waiver: Waived for first year
Waiver: Waived for first year
Reward Rules
- 400 pts/$100 4 miles per SGD 1 on online shopping
- 100 pts/$100 1 mile per SGD 1 on dining & groceries
- 50 pts/$100 0.5 miles per SGD 1 on everything else
Important Notes
- 4 miles per SGD 1 on online shopping has no cap — widest acceptance for miles earn.
- Points transfer to KrisFlyer, Asia Miles, Qantas Frequent Flyer at 1:1.
- Annual fee waived for first year.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Citi Rewards Card vs Similar Cards
- Citi Cashback Card — 2% top rate · S$0
- Citi PremierMiles Visa Card — Travel Miles · S$214
- DBS Woman's World Card — Reward Points · S$214
Maximize Your Rewards
To earn the highest rewards, use the Citi Rewards Card for its bonus categories: Online Retail, General Online, Dining, Grocery, Travel.