SBI SimplySAVE Credit Card
SBI Card · Reward Points · Reward Points
This comprehensive guide covers the SBI SimplySAVE Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The SBI SimplySAVE Credit Card from SBI Card offers reward points rewards redeemable as reward points. Top earning categories include 10x reward points on dining and groceries and more. Annual fee is ₹499 (waived on spends of rs. 50,000 per year).
Best for: Dining, Grocery, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: ₹499
Waiver: Waived on spends of Rs. 50,000 per year
Waiver: Waived on spends of Rs. 50,000 per year
Reward Rules
- 10 pts/$100 10x Reward Points on dining and groceries
- 1 pts/$100 1x Reward Point on all other spends
Important Notes
- 2 domestic airport lounge visits per quarter.
- Fuel surcharge waiver at HPCL fuel stations.
- 10x rewards on dining and groceries — competitive for entry-level card.
- Annual fee of Rs. 499; waived on spends of Rs. 50,000 per year.
- Welcome benefit of 1000 reward points on first spend.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
SBI SimplySAVE Credit Card vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the SBI SimplySAVE Credit Card for its bonus categories: Dining, Grocery, General Online, Electronics Accessories, Travel.