Axis Bank MyZone Credit Card
Axis Bank · Reward Points · Reward Points
This comprehensive guide covers the Axis Bank MyZone Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Axis Bank MyZone Credit Card from Axis Bank offers reward points rewards redeemable as reward points. Top earning categories include 10x edge reward points on food and entertainment and more. Annual fee is ₹500 (waived on spends of rs. 50,000 per year).
Best for: Dining, Entertainment, General Online, Electronics Accessories
Official product page → Official rules →
Waiver: Waived on spends of Rs. 50,000 per year
Reward Rules
- 10 pts/$100 10x Edge Reward Points on food and entertainment
- 1 pts/$100 1x Edge Reward Point on all other spends
Important Notes
- 10x rewards on food and entertainment — popular youth card.
- 2 domestic airport lounge visits per quarter.
- Fuel surcharge waiver at Bharat Petroleum.
- No cost EMI option available.
- Annual fee of Rs. 500; waived on spends of Rs. 50,000 per year.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Axis Bank MyZone Credit Card vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- Axis Bank Ace Credit Card — 2% top rate · ₹499
- Axis Atlas — Travel Miles · ₹5,000
Maximize Your Rewards
To earn the highest rewards, use the Axis Bank MyZone Credit Card for its bonus categories: Dining, Entertainment, General Online, Electronics Accessories, Grocery.