Airtel Axis
Axis Bank · Cashback · Statement Credit
This comprehensive guide covers the Airtel Axis's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Airtel Axis from Axis Bank offers cashback rewards credited directly to your statement at 25% (up to ₹250 per cycle). Top earning categories include 25% on airtel bills via airtel thanks and more. Annual fee is ₹500 (waived above inr 200,000 annual spend).
Best for: Airtel, Swiggy, Zomato, Bigbasket · Utility
Top Merchants
Reward Examples
Spend ₹10,000 on Airtel → earn ₹2,500 (25%) · 25% on Airtel bills via Airtel Thanks
Spend ₹10,000 on Utility → earn ₹1,000 (10%) · 10% utilities via Airtel Thanks
Spend ₹10,000 on Swiggy → earn ₹1,000 (10%) · 10% on Swiggy, Zomato and bigbasket
Official product page → Official rules →
Waiver: Waived above INR 200,000 annual spend
Reward Rules
- 25% 25% on Airtel bills via Airtel Thanks (cap: ₹250)
- 10% 10% utilities via Airtel Thanks (cap: ₹250)
- 10% 10% on Swiggy, Zomato and bigbasket (cap: ₹500)
- 1% 1% elsewhere
Important Notes
- Special bill-payment cashback requires Airtel Thanks app.
🎁 Apply with referral — Earn up to ₹2,500
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Airtel Axis vs Similar Cards
- Amazon Pay ICICI — 5% top rate · ₹0
- AU Bank LIT Credit Card — 5% top rate · ₹499
- Axis Bank Ace Credit Card — 2% top rate · ₹499
Maximize Your Rewards
To earn the highest rewards, use the Airtel Axis for its bonus categories: Utility.