Amazon Pay ICICI
ICICI Bank · Cashback · Amazon Pay Balance
This comprehensive guide covers the Amazon Pay ICICI's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Amazon Pay ICICI from ICICI Bank offers cashback rewards credited as Amazon Pay balance at 5%. Top earning categories include 5% on amazon india and more. This card has no annual fee.
Best for: Amazon · Amazon Pay Partner
Top Merchants
Reward Examples
Spend ₹1,000 on Amazon → earn ₹50 (5%) · 5% on Amazon India
Spend ₹1,000 on Amazon pay partner → earn ₹20 (2%) · 2% on Amazon Pay partners
Official product page → Official rules →
Waiver: No joining or annual fee
Reward Rules
- 5% 5% on Amazon India
- 2% 2% on Amazon Pay partners
- 1% 1% elsewhere
Important Notes
- Prime status affects Amazon earn rate. Gold, rent, fuel, EMI and some bill-pay categories are excluded.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Amazon Pay ICICI vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- AU Bank LIT Credit Card — 5% top rate · ₹499
- Axis Bank Ace Credit Card — 2% top rate · ₹499
Maximize Your Rewards
To earn the highest rewards, use the Amazon Pay ICICI for its bonus categories: Amazon Pay Partner.