ICICI Bank Amazon Pay Credit Card
ICICI Bank · Cashback · Amazon Pay Balance
This comprehensive guide covers the ICICI Bank Amazon Pay Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The ICICI Bank Amazon Pay Credit Card from ICICI Bank offers cashback rewards credited as Amazon Pay balance at 5%. Top earning categories include 5% cashback on amazon.in for prime members and more. This card has no annual fee.
Best for: Amazon · Utility, General Online, Online Retail, Electronics Accessories
Top Merchants
Reward Examples
Spend ₹1,000 on Amazon → earn ₹50 (5%) · 5% cashback on Amazon.in for Prime membe
Spend ₹1,000 on Amazon → earn ₹20 (2%) · 2% cashback on Amazon.in for non-Prime m
Spend ₹1,000 on Utility → earn ₹20 (2%) · 2% cashback on bill payments and recharg
Official product page → Official rules →
Waiver: Lifetime free
Reward Rules
- 5% 5% cashback on Amazon.in for Prime members
- 2% 2% cashback on Amazon.in for non-Prime members
- 2% 2% cashback on bill payments and recharges
- 1% 1% cashback on all other spends
Important Notes
- Cashback credited to Amazon Pay balance
- Lifetime free card
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
ICICI Bank Amazon Pay Credit Card vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- Amazon Pay ICICI — 5% top rate · ₹0
- AU Bank LIT Credit Card — 5% top rate · ₹499
Maximize Your Rewards
To earn the highest rewards, use the ICICI Bank Amazon Pay Credit Card for its bonus categories: Utility, General Online, Online Retail, Electronics Accessories, Travel.