Axis Bank Neo Credit Card
Axis Bank · Cashback · Statement Credit
This comprehensive guide covers the Axis Bank Neo Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Axis Bank Neo Credit Card from Axis Bank offers cashback rewards credited directly to your statement at 5% (up to ₹200 per cycle). Top earning categories include 5% cashback on food delivery and entertainment and more. Annual fee is ₹250 (waived on spends of rs. 25,000 per year).
Best for: Dining, Entertainment, General Online, Electronics Accessories
Reward Examples
Spend ₹1,000 on Dining → earn ₹50 (5%) · 5% cashback on food delivery and enterta
Spend ₹1,000 on General online → earn ₹10 (1%) · 1% cashback on all other spends
Official product page → Official rules →
Waiver: Waived on spends of Rs. 25,000 per year
Reward Rules
- 5% 5% cashback on food delivery and entertainment (cap: ₹200)
- 1% 1% cashback on all other spends
Important Notes
- Digital-first card with app-based management.
- 5% cashback on food delivery capped at Rs. 200 per month.
- Popular among Gen Z and young professionals.
- Low annual fee of Rs. 250; waived on spends of Rs. 25,000 per year.
- Welcome benefit of 250 cashback on first spend.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Axis Bank Neo Credit Card vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- Amazon Pay ICICI — 5% top rate · ₹0
- AU Bank LIT Credit Card — 5% top rate · ₹499
Maximize Your Rewards
To earn the highest rewards, use the Axis Bank Neo Credit Card for its bonus categories: Dining, Entertainment, General Online, Electronics Accessories, Grocery.