Axis Cashback
Axis Bank · Cashback · Statement Credit
This comprehensive guide covers the Axis Cashback's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Axis Cashback from Axis Bank offers cashback rewards credited directly to your statement at 1%. Top earning categories include tiered online cashback and more. Annual fee is ₹1,000 (waived above inr 400,000 annual spend).
Best for: General Online, Online Retail, Electronics Accessories, Travel
Reward Examples
Spend ₹1,000 on Travel → earn ₹8 (1%) · 0.75% offline and travel
Spend ₹1,000 on Utility → earn ₹5 (1%) · 0.5% on utilities
Official product page → Official rules →
Waiver: Waived above INR 400,000 annual spend
Reward Rules
- Tiered online cashback (cap: ₹4,000)
- 1% 0.75% offline and travel
- 1% 0.5% on utilities (cap: ₹100)
Important Notes
- Tiered reward depends on total monthly online spend, so this tool estimates only from the current transaction.
🎁 Apply with referral — Earn up to ₹2,500
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Axis Cashback vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- Amazon Pay ICICI — 5% top rate · ₹0
- AU Bank LIT Credit Card — 5% top rate · ₹499
Maximize Your Rewards
To earn the highest rewards, use the Axis Cashback for its bonus categories: General Online, Online Retail, Electronics Accessories, Travel, Utility.