Axis Reserve
Axis Bank · Reward Points · Reward Points
This comprehensive guide covers the Axis Reserve's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Axis Reserve from Axis Bank offers reward points rewards redeemable as reward points. Cardholders receive lounge access at select airports. Annual fee is ₹50,000 (waiver subject to axis bank annual spend terms).
Best for: General Online, Online Retail, Electronics Accessories, Dining
Official product page → Official rules →
Annual fee: ₹50,000
Waiver: Waiver subject to Axis Bank annual spend terms
Waiver: Waiver subject to Axis Bank annual spend terms
Reward Rules
- 7.5 pts/$100 15 EDGE reward points per INR 200
Important Notes
- Effective value depends on EDGE redemption or partner transfer use.
Lounge Access
Domestic airport lounge access
International airport lounge access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Axis Reserve vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- Axis Bank Ace Credit Card — 2% top rate · ₹499
- Axis Atlas — Travel Miles · ₹5,000
Maximize Your Rewards
To earn the highest rewards, use the Axis Reserve for its bonus categories: General Online, Online Retail, Electronics Accessories, Dining, Grocery.