SBI BPCL Octane
SBI Card · Reward Points · Reward Points
This comprehensive guide covers the SBI BPCL Octane's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The SBI BPCL Octane from SBI Card offers reward points rewards redeemable as reward points. Top earning categories include 10 reward points per inr 100 on groceries and dining and more. Annual fee is ₹1,499 (waived above inr 200,000 annual spend).
Best for: Grocery, Dining, General Online, Online Retail
Official product page → Official rules →
Annual fee: ₹1,499
Waiver: Waived above INR 200,000 annual spend
Waiver: Waived above INR 200,000 annual spend
Reward Rules
- 10 pts/$100 10 reward points per INR 100 on groceries and dining (cap: ₹750)
- 1 pts/$100 1 reward point per INR 100
Important Notes
- BPCL fuel earn and surcharge waiver are not fully modeled because fuel MCC detection is not yet part of the optimizer.
🎁 Apply with referral — Earn up to ₹2,400
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
SBI BPCL Octane vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the SBI BPCL Octane for its bonus categories: Grocery, Dining, General Online, Online Retail.