SBI Aurum
SBI Card · Reward Points · Reward Points
This comprehensive guide covers the SBI Aurum's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The SBI Aurum from SBI Card offers reward points rewards redeemable as reward points. Cardholders receive lounge access at select airports. Annual fee is ₹9,999 (waiver subject to sbi card annual spend terms).
Best for: General Online, Online Retail, Electronics Accessories, Dining
Official product page → Official rules →
Annual fee: ₹9,999
Waiver: Waiver subject to SBI Card annual spend terms
Waiver: Waiver subject to SBI Card annual spend terms
Reward Rules
- 4 pts/$100 4 reward points per INR 100
Important Notes
- Lifestyle, lounge and concierge benefits are not represented in direct transaction scoring.
Lounge Access
Domestic and international lounge access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
SBI Aurum vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the SBI Aurum for its bonus categories: General Online, Online Retail, Electronics Accessories, Dining, Grocery.