SBI Pulse Credit Card
SBI Card · Reward Points · Reward Points
This comprehensive guide covers the SBI Pulse Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The SBI Pulse Credit Card from SBI Card offers reward points rewards redeemable as reward points. Top earning categories include 5x reward points on health and wellness spend and more. Annual fee is ₹999 (waived on spends of rs. 1,00,000 per year).
Best for: Pharmacy, Retail, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: ₹999
Waiver: Waived on spends of Rs. 1,00,000 per year
Waiver: Waived on spends of Rs. 1,00,000 per year
Reward Rules
- 5 pts/$100 5x Reward Points on health and wellness spend
- 1 pts/$100 1x Reward Point on all other spends
Important Notes
- Unique health and wellness focused credit card.
- Earns rewards on gym memberships, health supplements and pharmacy purchases.
- Includes health insurance coverage and wellness benefits.
- Annual fee of Rs. 999; waived on spends of Rs. 1L per year.
- Welcome fitness benefit included.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
SBI Pulse Credit Card vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the SBI Pulse Credit Card for its bonus categories: Pharmacy, Retail, General Online, Electronics Accessories, Grocery.