SBI Card Prime Elite
SBI Card · Reward Points · Reward Points
This comprehensive guide covers the SBI Card Prime Elite's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The SBI Card Prime Elite from SBI Card offers reward points rewards redeemable as reward points. Top earning categories include 15x reward points on dining, grocery, movies, and departmental stores and more. Annual fee is ₹4,999 (waived above inr 10,00,000 annual spend).
Best for: Dining, Grocery, Entertainment, Travel
Official product page → Official rules →
Annual fee: ₹4,999
Waiver: Waived above INR 10,00,000 annual spend
Waiver: Waived above INR 10,00,000 annual spend
Reward Rules
- 15 pts/$100 15x reward points on dining, grocery, movies, and departmental stores
- 10 pts/$100 10x reward points on international spends
- 2 pts/$100 2 reward points per INR 100 on all other spends
Important Notes
- Welcome e-gift voucher
- Milestone benefits at INR 5L/10L/15L annual spend
- Annual fee: INR 4,999
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
SBI Card Prime Elite vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the SBI Card Prime Elite for its bonus categories: Dining, Grocery, Entertainment, Travel, General Online.