HSBC Cashback Visa Infinite
HSBC UAE · Cashback · Statement Credit
This comprehensive guide covers the HSBC Cashback Visa Infinite's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The HSBC Cashback Visa Infinite from HSBC UAE offers cashback rewards credited directly to your statement at 4%. Top earning categories include 4% cashback on lifestyle, dining & groceries and more. Annual fee is د.إ1,500 (waived with hsbc premier banking relationship).
Best for: Dining, Grocery, General Online, Travel
Reward Examples
Spend د.إ1,000 on Dining → earn د.إ40 (4%) · 4% cashback on lifestyle, dining & groce
Spend د.إ1,000 on General online → earn د.إ10 (1%) · 1% cashback on everything else
Official product page → Official rules →
Waiver: Waived with HSBC Premier banking relationship
Reward Rules
- 4% 4% cashback on lifestyle, dining & groceries
- 1% 1% cashback on everything else
Important Notes
- 4% cashback capped at AED 500 per month across lifestyle categories.
- Complimentary airport lounge access and travel insurance included.
- Annual fee waived for HSBC Premier banking customers.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
HSBC Cashback Visa Infinite vs Similar Cards
- ADCB SimplyLife Credit Card — 5% top rate · د.إ0
- Citi cashBack Card — 2% top rate · د.إ0
- Emirates Islamic Cash Back Plus Card — 5% top rate · د.إ0
Maximize Your Rewards
To earn the highest rewards, use the HSBC Cashback Visa Infinite for its bonus categories: Dining, Grocery, General Online, Travel, Online Retail.