UOB EVOL Card
United Overseas Bank · Cashback · Statement Credit
This comprehensive guide covers the UOB EVOL Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The UOB EVOL Card from United Overseas Bank offers cashback rewards credited directly to your statement at 8% (up to S$20 per cycle). Top earning categories include 8% cashback on contactless and mobile payments (with min s$600 spend) and more. This card has no annual fee.
Best for: Dining, Grocery, Fuel, Transit
Reward Examples
Spend S$1,000 on Dining → earn S$80 (8%) · 8% cashback on contactless and mobile pa
Spend S$1,000 on General online → earn S$3 (0%) · 0.3% cashback on other spend
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 8% 8% cashback on contactless and mobile payments (with min S$600 spend) (cap: S$20)
- 0% 0.3% cashback on other spend
Important Notes
- 8% contactless/mobile cashback capped at S$20 per month; requires min S$600 monthly spend.
- No annual fee — popular digital-friendly cashback card.
- Cashback credited automatically as statement credit.
- Broad contactless category includes most in-store payments.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
UOB EVOL Card vs Similar Cards
- Amaze Card by Instarem — 1% top rate · S$0
- American Express True Cashback Card — 2% top rate · S$0
- BOC Family Card — 10% top rate · S$0
Maximize Your Rewards
To earn the highest rewards, use the UOB EVOL Card for its bonus categories: Dining, Grocery, Fuel, Transit, Online Retail.