GXS Card
GXS Bank (Grab-Singtel) · Cashback · Statement Credit
This comprehensive guide covers the GXS Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The GXS Card from GXS Bank (Grab-Singtel) offers cashback rewards credited directly to your statement at 2%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend S$1,000 on General online → earn S$20 (2%) · 2% cashback on all purchases with no min
Official product page → Official rules →
Annual fee: S$0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 2% 2% cashback on all purchases with no minimum spend
Important Notes
- Simple 2% cashback on ALL purchases with no minimum spend requirements.
- No annual fee and no foreign transaction fees.
- Digital-bank issued card from GXS Bank (Grab-Singtel joint venture).
- Managed entirely via mobile app.
- New digital bank card — growing popularity in Singapore.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
GXS Card vs Similar Cards
- Amaze Card by Instarem — 1% top rate · S$0
- American Express True Cashback Card — 2% top rate · S$0
- BOC Family Card — 10% top rate · S$0
Maximize Your Rewards
To earn the highest rewards, use the GXS Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.