DBS Live Fresh Card
DBS Bank · Cashback · Statement Credit
This comprehensive guide covers the DBS Live Fresh Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The DBS Live Fresh Card from DBS Bank offers cashback rewards credited directly to your statement at 5%. Top earning categories include 5% cashback on online shopping, dining & grab and more. This card has no annual fee.
Best for: Online Retail, Dining, General Online, Grocery
Reward Examples
Spend S$1,000 on Online retail → earn S$50 (5%) · 5% cashback on online shopping, dining &
Spend S$1,000 on Grocery → earn S$3 (0%) · 0.3% cashback on everything else
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 5% 5% cashback on online shopping, dining & grab
- 0% 0.3% cashback on everything else
Important Notes
- 5% cashback capped at SGD 60 per month.
- Minimum spend of SGD 200 per month to qualify.
- Very popular with young adults in Singapore for online (Shopee, Lazada) and Grab.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
DBS Live Fresh Card vs Similar Cards
- Amaze Card by Instarem — 1% top rate · S$0
- American Express True Cashback Card — 2% top rate · S$0
- BOC Family Card — 10% top rate · S$0
Maximize Your Rewards
To earn the highest rewards, use the DBS Live Fresh Card for its bonus categories: Online Retail, Dining, General Online, Grocery, Travel.