Kiwi RuPay UPI
Kiwi · Cashback · Statement Credit
This comprehensive guide covers the Kiwi RuPay UPI's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Kiwi RuPay UPI from Kiwi offers cashback rewards credited directly to your statement at 2% (up to ₹1,500 per cycle). This card has no annual fee.
Best for: Dining, Grocery, General Online
Reward Examples
Spend ₹1,000 on Dining → earn ₹15 (2%) · 1.5% on eligible UPI credit card spends
Official product page → Official rules →
Annual fee: ₹0
Waiver: No joining or annual fee; Neon subscription terms may vary
Waiver: No joining or annual fee; Neon subscription terms may vary
Reward Rules
- 2% 1.5% on eligible UPI credit card spends (cap: ₹1,500)
Important Notes
- Kiwi is primarily useful for RuPay credit-card-on-UPI transactions; UPI scan/pay is as a separate payment channel yet.
- Cashback can vary with Neon membership and issuer-specific terms.
🎁 Apply with referral — Earn up to ₹2,500
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Kiwi RuPay UPI vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- Amazon Pay ICICI — 5% top rate · ₹0
- AU Bank LIT Credit Card — 5% top rate · ₹499
Maximize Your Rewards
To earn the highest rewards, use the Kiwi RuPay UPI for its bonus categories: Dining, Grocery, General Online.