HDFC Infinia Metal

Name: HDFC Infinia Metal
Brand: HDFC Bank
Price: 12500 INR

HDFC Bank · reward_points · reward_points

Official product page → Official rules →

Annual fee: ₹12,500
Waiver: Waived above INR 1,000,000 annual spend

Reward Rules

3.333 pts/$100 5 reward points per INR 150
Tags: Default, General Online, Online Retail, Electronics Accessories, Dining, Grocery, Travel
16.667 pts/$100 SmartBuy accelerated rewards (cap: ₹15,000)
Tags: Travel, General Online, Online Retail
Channels: Smartbuy Payzapp
SmartBuy earn rates vary by merchant/category and are capped by HDFC monthly limits.

Exclusions

Reward value assumes travel or voucher redemption where 1 reward point can be worth up to INR 1.
Fuel, rent, wallet loads, EMI, government and excluded MCCs may earn reduced or no rewards.

Lounge Access

Domestic airport lounge access
domestic · 2 visits · Issuer lounge program
Spend threshold and visit limits are modeled for eligibility display and should be verified before travel.

International airport lounge access
international · 2 visits · Priority Pass
Guest charges and visit limits may vary by current issuer and network terms.

HDFC Infinia Metal

Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.