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HDFC Bank · reward_points · reward_points

Official product page →   Official rules →

Annual fee: ₹10,000
Waiver: Waived above INR 750,000 annual spend

Reward Rules

  • 3.333 pts/$100 5 reward points per INR 150
    Tags: Default, General Online, Online Retail, Electronics Accessories, Dining, Grocery, Travel, Utility
  • 16.667 pts/$100 SmartBuy and business accelerated rewards (cap: ₹7,500)
    Tags: Travel, Utility, General Online
    Channels: Smartbuy Payzapp
    Accelerated rewards vary by business category, tax/utility route and monthly caps.

Exclusions

  • Business category acceleration is subject to HDFC MCC and SmartBuy/PayZapp terms.

🎁 Apply with referral — Earn up to ₹2,500

HDFC BizBlack

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