HDFC Diners Club Black Metal

← Card Catalog

HDFC Diners Club Black Metal

HDFC Bank · reward_points · reward_points

Official product page →   Official rules →

Annual fee: ₹10,000
Waiver: Waived above INR 800,000 annual spend

Reward Rules

  • 3.333 pts/$100 5 reward points per INR 150
    Tags: Default, General Online, Online Retail, Electronics Accessories, Dining, Grocery, Travel
  • 10 pts/$100 SmartBuy accelerated rewards (cap: ₹10,000)
    Tags: Travel, General Online, Online Retail
    Channels: Smartbuy Payzapp
    SmartBuy earn rates vary by merchant/category and are capped by HDFC monthly limits.

Exclusions

  • Reward value assumes travel or voucher redemption where 1 reward point can be worth up to INR 1.
  • Fuel, rent, wallet loads, EMI, government and excluded MCCs may earn reduced or no rewards.

Lounge Access

Domestic airport lounge access
domestic · Unlimited · Diners Club
Domestic lounge access may be unlimited under current provider terms.
Check the card provider website for current lounge list, guest policy, and eligibility terms.
International airport lounge access
international · Unlimited · Diners Club
International lounge access may be unlimited under current provider terms.
Check the card provider website for current lounge list, guest policy, and eligibility terms.

HDFC Diners Club Black Metal

Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.