HDFC Bank BizGrow Credit Card
HDFC Bank · Reward Points · Reward Points
This comprehensive guide covers the HDFC Bank BizGrow Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The HDFC Bank BizGrow Credit Card from HDFC Bank offers reward points rewards redeemable as reward points. Top earning categories include 5 reward points on business spends and more. Annual fee is ₹4,999 (waived above inr 10,00,000 annual spend).
Best for: Travel, Dining, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: ₹4,999
Waiver: Waived above INR 10,00,000 annual spend
Waiver: Waived above INR 10,00,000 annual spend
Reward Rules
- 5 pts/$100 5 reward points on business spends
- 1.33 pts/$100 2 reward points per INR 150 on all other spends
Important Notes
- Annual fee: INR 4,999
- Business expense management
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
HDFC Bank BizGrow Credit Card vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the HDFC Bank BizGrow Credit Card for its bonus categories: Travel, Dining, General Online, Electronics Accessories, Grocery.