HDFC Bank GIGA Business Credit Card
HDFC Bank · Reward Points · Reward Points
This comprehensive guide covers the HDFC Bank GIGA Business Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The HDFC Bank GIGA Business Credit Card from HDFC Bank offers reward points rewards redeemable as reward points. Top earning categories include 6 reward points on business spends and more. Annual fee is ₹9,999 (waived above inr 20,00,000 annual spend).
Best for: Travel, Dining, General Online, Electronics Accessories
Official product page → Official rules →
Waiver: Waived above INR 20,00,000 annual spend
Reward Rules
- 6 pts/$100 6 reward points on business spends
- 1.33 pts/$100 2 reward points per INR 150 on all other spends
Important Notes
- Annual fee: INR 9,999
- Business expense management
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
HDFC Bank GIGA Business Credit Card vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the HDFC Bank GIGA Business Credit Card for its bonus categories: Travel, Dining, General Online, Electronics Accessories, Grocery.