Walmart Rewards Card
Capital One · Cashback · Statement Credit
This comprehensive guide covers the Walmart Rewards Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Walmart Rewards Card from Capital One offers cashback rewards credited directly to your statement at 5%. Top earning categories include 5% cash back at walmart.com (including grocery pickup & delivery) and more. This card has no annual fee.
Best for: Online Retail, General Online, Electronics Accessories, Grocery
Reward Examples
Spend $1,000 on Online retail → earn $50 (5%) · 5% cash back at Walmart.com (including g
Spend $1,000 on General online → earn $20 (2%) · 2% cash back at Walmart stores
Spend $1,000 on General online → earn $10 (1%) · 1% cash back on all other purchases
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 5% 5% cash back at Walmart.com (including grocery pickup & delivery)
- 2% 2% cash back at Walmart stores
- 1% 1% cash back on all other purchases
Important Notes
- 5% back at Walmart.com only for purchases made online
- 2% back at Walmart stores only for in-store purchases
- No foreign transaction fees
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Walmart Rewards Card vs Similar Cards
- Alliant Cashback Visa® Signature Card — 3% top rate · $0
- Alliant Platinum Visa® Card — 2% top rate · $0
- Blue Cash Everyday Card from American Express — 3% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Walmart Rewards Card for its bonus categories: Online Retail, General Online, Electronics Accessories, Grocery, Dining.