Capital One Savor Cash Rewards Credit Card

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Capital One Savor Cash Rewards Credit Card

Capital One · Cashback · Statement Credit

This comprehensive guide covers the Capital One Savor Cash Rewards Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Capital One Savor Cash Rewards Credit Card from Capital One offers cashback rewards credited directly to your statement at 8%. Top earning categories include 8% cash back on capital one entertainment and more. This card has no annual fee.

Capital One Savor Cash Rewards Credit Card — Capital One credit card

Best for: Entertainment, Travel, Grocery, Dining

Reward Examples

Spend $1,000 on Entertainment → earn $80 (8%) · 8% cash back on Capital One Entertainmen

Spend $1,000 on Travel → earn $50 (5%) · 5% cash back on hotels and rental cars v

Spend $1,000 on Grocery → earn $30 (3%) · 3% cash back on grocery stores

Official product page →   Official rules →

Annual fee: $0
Waiver: No annual fee

Reward Rules

  • 8% 8% cash back on Capital One Entertainment
    Tags: Entertainment
    Channels: Capital One Entertainment
  • 5% 5% cash back on hotels and rental cars via Capital One Travel
    Tags: Travel
    Channels: Capital One Travel
  • 3% 3% cash back on grocery stores
    Tags: Grocery
  • 3% 3% cash back on dining
    Tags: Dining
  • 3% 3% cash back on entertainment and streaming
    Tags: Entertainment, Streaming
  • 1% 1% cash back on all other purchases
    Tags: Default, General Online, Electronics Accessories, Travel, Fuel, Transit, Pharmacy

Important Notes

  • 8% Capital One Entertainment rate applies only to purchases made through the Capital One Entertainment portal.
  • Grocery and dining 3% covers unlimited spend with no caps.
  • No foreign transaction fees.

How to Apply

  • Apply online: Official application page →
  • Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
  • Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.

Capital One Savor Cash Rewards Credit Card vs Similar Cards

Maximize Your Rewards

To earn the highest rewards, use the Capital One Savor Cash Rewards Credit Card for its bonus categories: Entertainment, Travel, Grocery, Dining, Streaming.

Last updated: 2026-09-11 · Author: RewardRoute Editorial Team