Capital One SavorOne Cash Rewards Credit Card
Capital One · Cashback · Statement Credit
This comprehensive guide covers the Capital One SavorOne Cash Rewards Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Capital One SavorOne Cash Rewards Credit Card from Capital One offers cashback rewards credited directly to your statement at 3%. Top earning categories include 3% cash back on dining and more. This card has no annual fee.
Best for: Dining, Grocery, General Online, Electronics Accessories
Reward Examples
Spend $1,000 on Dining → earn $30 (3%) · 3% cash back on dining
Spend $1,000 on Grocery → earn $20 (2%) · 2% cash back at grocery stores
Spend $1,000 on General online → earn $10 (1%) · 1% cash back on all other purchases
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 3% 3% cash back on dining
- 2% 2% cash back at grocery stores
- 1% 1% cash back on all other purchases
Important Notes
- No first-year annual fee (so no waiver needed)
- No introductory bonus cash back
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Capital One SavorOne Cash Rewards Credit Card vs Similar Cards
- Alliant Cashback Visa® Signature Card — 3% top rate · $0
- Alliant Platinum Visa® Card — 2% top rate · $0
- Blue Cash Everyday Card from American Express — 3% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Capital One SavorOne Cash Rewards Credit Card for its bonus categories: Dining, Grocery, General Online, Electronics Accessories, Travel.