United℠ Explorer Card

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United℠ Explorer Card

Chase · United Miles · Reward Points

This comprehensive guide covers the United℠ Explorer Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The United℠ Explorer Card from Chase offers united miles rewards redeemable as reward points. Top earning categories include 2 miles per dollar on united purchases and more. This card has no annual fee.

United℠ Explorer Card — Chase credit card

Best for: Travel, Dining, General Online, Electronics Accessories

Official product page →   Official rules →

Annual fee: $0
Waiver: $0 intro annual fee for the first year, then $95

Reward Rules

  • 2 pts/$100 2 miles per dollar on United purchases
    Tags: Travel
    Channels: Direct Airline
  • 2 pts/$100 2 miles per dollar on dining
    Tags: Dining
  • 2 pts/$100 2 miles per dollar on hotel stays
    Tags: Travel
    Channels: Direct Airline
  • 1 pts/$100 1 mile per dollar on all other purchases
    Tags: Default, General Online, Electronics Accessories, Grocery, Utility, Transit, Entertainment, Pharmacy, Streaming, Online Retail

Important Notes

  • 50,000 bonus miles after $3,000 in purchases in first 3 months
  • United Club℠ one-time visit passes
  • Free checked bag on United flights
  • Priority boarding on United flights

How to Apply

  • Apply online: Official application page →
  • Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
  • Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.

United℠ Explorer Card vs Similar Cards

Maximize Your Rewards

To earn the highest rewards, use the United℠ Explorer Card for its bonus categories: Travel, Dining, General Online, Electronics Accessories, Grocery.

Last updated: 2026-09-11 · Author: RewardRoute Editorial Team