Ink Business Unlimited Credit Card
Chase · Reward Points · Reward Points
This comprehensive guide covers the Ink Business Unlimited Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Ink Business Unlimited Credit Card from Chase offers reward points rewards redeemable as reward points. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1.5 pts/$100 1.5% cash back on all business purchases
Important Notes
- Points are Ultimate Rewards — can be combined with Sapphire cards for 1:1 travel partner transfers.
- 1.5x rate applies to every purchase with no caps or category tracking.
- Employee cards at no additional cost.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Ink Business Unlimited Credit Card vs Similar Cards
- Chase Freedom Flex — Reward Points · $0
- Chase Freedom Unlimited — Reward Points · $0
- Ink Business Preferred Credit Card — Reward Points · $95
Maximize Your Rewards
To earn the highest rewards, use the Ink Business Unlimited Credit Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.