Chase Freedom Unlimited
Chase · Reward Points · Reward Points
This comprehensive guide covers the Chase Freedom Unlimited's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Chase Freedom Unlimited from Chase offers reward points rewards redeemable as reward points. Top earning categories include 5% on travel via chase travel and more. This card has no annual fee.
Best for: Travel, Dining, Pharmacy, General Online
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 5 pts/$100 5% on travel via Chase Travel
- 3 pts/$100 3% at restaurants & delivery
- 3 pts/$100 3% at drugstores
- 1.5 pts/$100 1.5% everywhere else
Important Notes
- Points are cashback unless paired with a Sapphire card to enable transfer partners.
- 5x Chase Travel rate requires booking through the Chase Travel portal.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Chase Freedom Unlimited vs Similar Cards
- Chase Freedom Flex — Reward Points · $0
- Ink Business Preferred Credit Card — Reward Points · $95
- Ink Business Unlimited Credit Card — Reward Points · $0
Maximize Your Rewards
To earn the highest rewards, use the Chase Freedom Unlimited for its bonus categories: Travel, Dining, Pharmacy, General Online, Electronics Accessories.