United Club℠ Infinite Card
Chase · United Miles · Reward Points
This comprehensive guide covers the United Club℠ Infinite Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The United Club℠ Infinite Card from Chase offers united miles rewards redeemable as reward points. Top earning categories include 4 miles per dollar on united purchases and more. Annual fee is $525 (no annual fee waiver).
Best for: Travel, Dining, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: $525
Waiver: No annual fee waiver
Waiver: No annual fee waiver
Reward Rules
- 4 pts/$100 4 miles per dollar on United purchases
- 4 pts/$100 4 miles per dollar on dining
- 2 pts/$100 2 miles per dollar on hotel stays
- 1.5 pts/$100 1.5 miles per dollar on other purchases
Important Notes
- 60,000 bonus miles after $3,000 in purchases in first 3 months
- United Club℠ access (when flying United)
- Two complimentary one-time United Club passes per year
- $100 annual United flight credit
- Primary cardholder gets complimentary United Club membership
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
United Club℠ Infinite Card vs Similar Cards
- Chase Freedom Flex — Reward Points · $0
- Chase Freedom Unlimited — Reward Points · $0
- Ink Business Preferred Credit Card — Reward Points · $95
Maximize Your Rewards
To earn the highest rewards, use the United Club℠ Infinite Card for its bonus categories: Travel, Dining, General Online, Electronics Accessories, Grocery.